Working hard should mean secure work and a decent income, but for too many people that's not the case. In an ever changing workplace, people often need to develop new skills, but the cost of courses and qualifications shuts too many people out.
Neither the Conservatives or Labour have the answers to these challenges. They are stuck pursuing 20th-century policies that simply won't work in our 21st-century economy. They would take our country backwards.
The Skills Wallet will empower people to develop new skills so that they can thrive in the technologies and industries that are key to the UK's economic future and prosperity.
That's why, as part of our Plan for the Future, the Liberal Democrats have set out our vision for a "new era of learning throughout life" with the creation of an ambitious Skills Wallet. This will give every adult £10,000 to spend on education and training throughout their lives.
A Liberal Democrat government will put £4,000 into people's 'Skills Wallet' at 25, £3,000 at 40 and another £3,000 at 55. The grants have been designed to encourage saving towards the costs of education and training throughout adult life.
Individuals, their employers and local government will be able to make additional payments into the wallets. Access to free careers guidance will also be provided.
By stopping Brexit and investing in these Skills Wallets, the Liberal Democrats will empower people to develop new skills so that they can thrive in the technologies and industries that are key to the UK's economic future and prosperity.
Learn more about our Plan for the Future here.